Agar 10 saal k liye Indian market mei sip karna ho to kaun sa mutual fund sabe best hai jo stable return de, high return de, like upto 18 - 20% p.a, agar koi real pension holding Rakhta hi SIP mei jo 5 saal se kam se kam hold Kar raha ho aur uska return 18-20% p.a ho to plz apna experience jarur share kare.
HDFC flexicap fund 18% pa k hisab se return de raha hai
Agar aap long-term SIP (7–10+ years) ke liye pooch rahe hain, to main ek hi “best” fund nahi bolunga. Core portfolio ke liye Flexi Cap ya Nifty 50 Index sabse practical starting point hai.
Meri shortlist
|
Fund |
Category |
Kis ke liye |
|
HDFC Flexi Cap – Direct Growth |
Flexi Cap |
⭐ Overall strong choice |
|
Parag Parikh Flexi Cap – Direct Growth |
Flexi Cap |
Diversified long-term SIP |
|
UTI Nifty 50 Index – Direct Growth |
Index |
Simple, low-cost approach |
|
HDFC Nifty 50 Index – Direct Growth |
Index |
Core portfolio |
|
HDFC Mid-Cap Opportunities – Direct Growth |
Mid Cap |
Higher risk/return |
|
HDFC Small Cap – Direct Growth |
Small Cap |
Very high risk, 10+ year horizon |
HDFC Flexi Cap ka long-term track record particularly notable hai—August 2026 tak ₹10,000 monthly SIP ka historical value nearly 31 years mein ₹22.96 crore tak pahucha tha. Past performance future returns ki guarantee nahi hai.
Agar mujhe ₹10,000/month SIP karni ho
Main simple portfolio rakhunga:
- ₹7,000 — HDFC Flexi Cap Direct Growth
- ₹3,000 — Nifty 50 Index Direct Growth
Aur agar aap high risk le sakte hain:
- ₹6,000 — Flexi Cap
- ₹2,000 — Nifty 50 Index
- ₹2,000 — Mid Cap
Small-cap ko core SIP mat banaiye. September 2026 ki market correction mein small-cap funds mein kaafi volatility dekhi gayi hai.